The Influence of Financial Literacy, Financial Inclusion and Financial Management on MSME Performance in The East Canal Flood Area (BKT)

  • Nataly Caroline Universitas Persada Indonesia Y.A.I
  • Farida Universitas Persada Indonesia Y.A.I
  • Herminda Universitas Persada Indonesia Y.A.I
  • Estu Mahanani Universitas Persada Indonesia Y.A.I
  • Ruwaida Universitas Persada Indonesia Y.A.I
DOI: https://doi.org/10.37817/ikraith-ekonomika.v8i2.4318
Keywords: MSMEs, financial literacy, financial inclusion, financial management, business performance

Abstract

Micro, Small and Medium Enterprises (MSMEs) play a crucial role in the Indonesian economy, but
they face challenges in improving their performance, particularly related to financial literacy and
financial inclusion. This study aims to investigate the relationship between financial literacy,
financial inclusion, and financial management with the performance of MSMEs. Recent studies
show that higher financial literacy and financial inclusion have a positive impact on the performance
of MSMEs. Moreover, effective financial management also significantly affects the ability of
MSMEs to access financing and improve profitability. This research concludes that improving
financial literacy, financial inclusion, and effective financial management are key factors in
supporting the performance and sustainability of MSMEs in Indonesia.

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Published
2024-10-27
How to Cite
Caroline, N., Farida, Herminda, Mahanani, E., & Ruwaida. (2024). The Influence of Financial Literacy, Financial Inclusion and Financial Management on MSME Performance in The East Canal Flood Area (BKT). IKRAITH-EKONOMIKA, 8(2), 192-202. https://doi.org/10.37817/ikraith-ekonomika.v8i2.4318
Issue
Vol. 8 No. 2 (2025): IKRAITH-EKONOMIKA Vol 8 No 2 Juli 2025
Section
Articles