Baroka Imania, Beta, and Ratih Pratiwi. “Pengaruh Financial Technology Terhadap Financial Management Behavior Pada Mahasiswa Di Kota Semarang”. IKRAITH-EKONOMIKA 9, no. 2 (July 6, 2026): 441-448. Accessed November 3, 2025. https://journals.upi-yai.ac.id/index.php/IKRAITH-EKONOMIKA/article/view/5557.