Wahyuni O, Eni Y, Sasongko AH. Daya Dorong di Balik Pay later: Apa yang Mempengaruhi Keputusan Keuangan Digital Generasi Z di Indonesia. IKRAITH-EKONOMIKA [Internet]. 2025Jul.7 [cited 2025Aug.3];8(2):1028-39. Available from: https://journals.upi-yai.ac.id/index.php/IKRAITH-EKONOMIKA/article/view/5073